Remember
- It was not your fault!
- You are a survivor!
- You are stronger than you know!
- You are not alone!
- Axios! You are worthy!
- Vera! It’s all true!
To get help, please visit ScamVictimsSupport.org and sign up for the SCARS Institute Support & Recovery Program at support.AgainstScams.org
WARNING: THIS SCAM VICTIM/SURVIVOR’S STORY MAY BE TRIGGERING TO SOME PEOPLE. DISCRETION IS ADVISED.
ADVERTENCIA: LA HISTORIA DE ESTA VÍCTIMA/SOBREVIVIENTE DE ESTAFA PUEDE SER INSENSIBLE PARA ALGUNAS PERSONAS. SE RECOMIENDA DISCRECIÓN.
If you need help, join our free SCARS Institute Support and Recovery Program at support.AgainstScams.org
Si necesita ayuda, únase a nuestro Programa gratuito de Apoyo y Recuperación del Instituto SCARS en support.AgainstScams.org
My Scam Story
I’m a 64-year-old widow living in Toowoomba, Australia, and I never imagined I’d lose $100,000 to a scam that started with a simple Facebook friend request. I’ve always been cautious, brushing off suspicious emails about fake lotteries or stranded relatives. But in 2015, I fell for a romance scam that drained my savings and left me questioning my judgment. The scammer was like a chameleon, blending into my life as a charming lover, only to reveal his true intent when it was too late. Writing this makes me feel vulnerable, but I’m sharing my story to warn others in Australia and beyond, hoping you can avoid the pain I endured. The betrayal still stings, but by understanding how I was deceived, I’m finding a way to move forward.
It began on a quiet evening when I was scrolling through Facebook, catching up on posts from friends and family. A friend request popped up from a man named Marco Rossi, with a profile picture of a handsome, middle-aged businessman in a sharp suit. His profile said he was an Italian entrepreneur living in Sydney, and his posts showed a life of travel and success—photos of him at coastal cafes, business meetings, and scenic lookouts. Intrigued, I accepted the request, thinking it was harmless. Soon, he messaged me, Ciao, I saw your profile and thought you seem kind-hearted. I’d love to get to know you. His words were warm, polished, and I felt a flutter I hadn’t experienced since my husband passed years ago.
We started chatting daily, first on Facebook, then moving to WhatsApp for more privacy. Marco was attentive, asking about my life in Toowoomba, my love for gardening, and my volunteer work at the local community centre. He shared stories of his own—how he’d built a logistics company, lost his wife to illness, and was raising a teenage son alone. You remind me of her, so full of life, he wrote, and I blushed at the compliment. He sent photos of himself at Sydney Harbour, in boardrooms, even with his “son” at a rugby match. Everything felt real, and I let myself believe I’d found someone special.
About a month in, Marco’s tone shifted subtly. He mentioned a business deal in Malaysia that was hitting snags. It’s just a cash flow issue, nothing major, he said, brushing it off. I offered sympathy, not suspecting anything. Then, one night, he called, his voice heavy with stress. He said a supplier had frozen his accounts, and he needed $2,000 to release a shipment or lose a major contract. I hate asking, but you’re the only one I trust, he pleaded. I hesitated, my gut whispering caution, but his vulnerability felt genuine. I sent the money via a bank transfer, thinking I was helping a man I cared about. He thanked me profusely, promising to repay me soon.
That was the beginning of a spiral I didn’t see coming. Over the next year, Marco’s “emergencies” multiplied. He needed $5,000 for legal fees to resolve a contract dispute, then $10,000 for equipment stuck in customs. Each time, he sent documents—purchase orders, invoices, even a lawyer’s letter—that looked authentic. These will secure the deal, and I’ll pay you back double, he assured me. I sent more money, dipping into my savings, convinced I was investing in our future. He talked about visiting Toowoomba, meeting my kids, maybe even retiring together. I clung to that dream, ignoring the growing hole in my bank account.
The requests escalated. He claimed a tax issue in Malaysia required $20,000 to avoid penalties, then $15,000 for a medical emergency after a “car accident.” He sent a photo of himself in a hospital bed, bandaged and frail, which broke my heart. I’ll be fine, but I need your help one last time, he wrote. I took out a personal loan, telling myself it was temporary. By mid-2016, I’d sent nearly $80,000, scraping together funds from my retirement savings and even selling some jewelry. Each payment felt like a lifeline to keep Marco afloat, to keep “us” alive.
Doubts crept in, but Marco was masterful at dispelling them. When I questioned a delay in his repayments, he’d call, his voice soft and reassuring. You’re my angel, I’d never let you down, he’d say, weaving stories of imminent business payouts. He sent a contract showing a $500,000 deal that would “clear everything,” and I held onto hope. But the promised repayments never came. Instead, he asked for another $20,000 to “finalize” a deal, claiming it was the last hurdle. Exhausted and nearly broke, I confronted him, asking for proof he was real. His response chilled me: Catch me if you can, my dear. Then, silence. His WhatsApp went offline, his Facebook profile vanished, and my calls went unanswered.
I sat in my Toowoomba living room, staring at my empty bank account, my heart pounding with disbelief. I’d sent $100,000 over 18 months, money meant for my retirement, my grandkids’ education, my future. The realization hit like a tidal wave: Marco wasn’t a businessman in Sydney. He was likely a faceless scammer, possibly overseas, who’d preyed on my loneliness. I later learned the hospital photo was a fake, his face edited onto an image stolen from the internet. The documents, the stories, the affection—all lies. I felt like I’d been living in a dream, only to wake up in a nightmare.
The shame was crushing. I couldn’t bear to tell my kids, who’d always seen me as sensible. I’d ignored red flags—the rushed requests, the secrecy, the too-perfect stories—because I wanted to believe in love. I kept it secret for weeks, replaying every message, wondering how I’d been so naive. The betrayal wasn’t just financial; it was personal, like losing a partner who never existed. I stopped trusting emails, phone calls, even friendly strangers, fearing they too might be hiding deceit. My confidence crumbled, and I questioned my own instincts, wondering if I could ever judge anyone accurately again.
Eventually, I confided in my daughter, who hugged me and urged me to move forward. I found an online support group where others shared similar stories, which eased my isolation. I thought I was the only one, but I wasn’t, I realized, reading posts from women across Australia. The scammer’s tactics—love-bombing, fake emergencies, forged documents—were textbook, designed to exploit hope and trust. Knowing this helped me forgive myself, though the financial loss still stings. I’m rebuilding, living frugally on my pension, and leaning on my family for support.
Writing this feels like peeling back a wound, but it’s worth it if it helps you avoid my mistakes. In 2017, Australians lost over $20 million to romance scams, and I was one of thousands who fell prey. Scammers are skilled at blending in, crafting personas that feel real, much like imposters who wear a familiar face to deceive. If someone online moves too fast, asks for money, or pushes secrecy, step back. Verify their story, talk to trusted friends, and never send funds to someone you haven’t met. I learned these lessons too late, but by sharing my story, I hope you can stay one step ahead of the scammers and protect your heart and wallet.
How did this story impact you?
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Thank you!
If you need support, please join our free SCARS Institute Support & Recovery Program at support.AgainstScams.org
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PLEASE NOTE: The SCARS Institute displays this story to help recent scam victims. We are authorized to display this story and in this form or edition is copyright © Society of Citizens Against Relationship Scams Inc. All rights reserved. The specific survivor’s identity has been anonymized for their protection. Photos are generated and are not of the real person.
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Important Information for New Scam Victims
- Please visit www.ScamVictimsSupport.org – a SCARS Website for New Scam Victims & Sextortion Victims
- SCARS Institute now offers a free recovery program at www.SCARSeducation.org
- Please visit www.ScamPsychology.org – to more fully understand the psychological concepts involved in scams and scam victim recovery
If you are looking for local trauma counselors, please visit counseling.AgainstScams.org
If you need to speak with someone now, you can dial 988 or find phone numbers for crisis hotlines all around the world here: www.opencounseling.com/suicide-hotlines
A Question of Trust
At the SCARS Institute, we invite you to do your own research on the topics we speak about and publish. Our team investigates the subject being discussed, especially when it comes to understanding the scam victims-survivors’ experience. You can do Google searches but in many cases, you will have to wade through scientific papers and studies. However, remember that biases and perspectives matter and influence the outcome. Regardless, we encourage you to explore these topics as thoroughly as you can for your own awareness.
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on My Scam Victim-Survivor Story – 2025 #63 – Romance Scam – Australia: “So helpful. Same story of the crime done to me just different countries.” Apr 29, 07:51
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Important Information for New Scam Victims
- Please visit www.ScamVictimsSupport.org – a SCARS Website for New Scam Victims & Sextortion Victims
- SCARS Institute now offers a free recovery program at www.SCARSeducation.org
- Please visit www.ScamPsychology.org – to more fully understand the psychological concepts involved in scams and scam victim recovery
If you are looking for local trauma counselors please visit counseling.AgainstScams.org or join SCARS for our counseling/therapy benefit: membership.AgainstScams.org
If you need to speak with someone now, you can dial 988 or find phone numbers for crisis hotlines all around the world here: www.opencounseling.com/suicide-hotlines
SCARS Resources:
- Getting Started For New Victims of Relationship Scams: ScamVictimsSupport.org
- FREE enrollment in the SCARS Institute training programs for scam victims SCARSeducation.org
- Subscribe to SCARS Newsletter newsletter.againstscams.org
- Sign up for SCARS professional support & recovery groups, visit support.AgainstScams.org
- Find competent trauma counselors or therapists, visit counseling.AgainstScams.org
- Report each and every crime, learn how to at reporting.AgainstScams.org
- Learn more about Scams & Scammers at RomanceScamsNOW.com and ScamsNOW.com
- Learn more about the Psychology of Scams and Scam Victims: ScamPsychology.org
- For Scam Victims Advocates: www.ScamVictimsAdvocates.org
- Self-Help Books for Scam Victims are at shop.AgainstScams.org
- Worldwide Crisis Hotlines: International Suicide Hotlines – OpenCounseling : OpenCounseling
- Campaign To End Scam Victim Blaming – 2024 (scamsnow.com)
A Note About Labeling!
We often use the term ‘scam victim’ in our articles, but this is a convenience to help those searching for information in search engines like Google. It is just a convenience and has no deeper meaning. If you have come through such an experience, YOU are a Survivor! It was not your fault. You are not alone! Axios!
Psychology Disclaimer:
All articles about psychology and the human brain on this website are for information & education only
The information provided in this and other SCARS articles are intended for educational and self-help purposes only and should not be construed as a substitute for professional therapy or counseling.
Note about Mindfulness: Mindfulness practices have the potential to create psychological distress for some individuals. Please consult a mental health professional or experienced meditation instructor for guidance should you encounter difficulties.
While any self-help techniques outlined herein may be beneficial for scam victims seeking to recover from their experience and move towards recovery, it is important to consult with a qualified mental health professional before initiating any course of action. Each individual’s experience and needs are unique, and what works for one person may not be suitable for another.
Additionally, any approach may not be appropriate for individuals with certain pre-existing mental health conditions or trauma histories. It is advisable to seek guidance from a licensed therapist or counselor who can provide personalized support, guidance, and treatment tailored to your specific needs.
If you are experiencing significant distress or emotional difficulties related to a scam or other traumatic event, please consult your doctor or mental health provider for appropriate care and support.
If you are in crisis, feeling desperate, or in despair please call 988 or your local crisis hotline.
Statement About Victim Blaming
Some of our articles discuss various aspects of victims. This is both about better understanding victims (the science of victimology) and their behaviors and psychology. This helps us to educate victims/survivors about why these crimes happened and to not blame themselves, better develop recovery programs, and to help victims avoid scams in the future. At times this may sound like blaming the victim, but it does not blame scam victims, we are simply explaining the hows and whys of the experience victims have.
These articles, about the Psychology of Scams or Victim Psychology – meaning that all humans have psychological or cognitive characteristics in common that can either be exploited or work against us – help us all to understand the unique challenges victims face before, during, and after scams, fraud, or cybercrimes. These sometimes talk about some of the vulnerabilities the scammers exploit. Victims rarely have control of them or are even aware of them, until something like a scam happens and then they can learn how their mind works and how to overcome these mechanisms.
Articles like these help victims and others understand these processes and how to help prevent them from being exploited again or to help them recover more easily by understanding their post-scam behaviors. Learn more about the Psychology of Scams at www.ScamPsychology.org
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