Survivors Remember

  • It was not your fault!
  • You are a survivor!
  • You are stronger than you know!
  • You are not alone!
  • Axios! You are worthy!
  • Vera! It’s all true!

To get help, please visit ScamVictimsSupport.org and sign up for the SCARS Institute FREE Scam Survivor’s School at www.SCARSeducation.org

My Scam Victim/Survivor Story #67

Romance Scam

Survivor’s Country: CANADA

This is the original victim’s story, enhanced by the SCARS Institute Editorial Team to improve comprehension, readability, and continuity. The names were changed to protect the survivor’s identity.

WARNING: THIS SCAM VICTIM/SURVIVOR’S STORY MAY BE TRIGGERING TO SOME PEOPLE. DISCRETION IS ADVISED.

ADVERTENCIA: LA HISTORIA DE ESTA VÍCTIMA/SOBREVIVIENTE DE ESTAFA PUEDE SER INSENSIBLE PARA ALGUNAS PERSONAS. SE RECOMIENDA DISCRECIÓN.

If you need help, join our free SCARS Institute Support and Recovery Program at support.AgainstScams.org

Si necesita ayuda, únase a nuestro Programa gratuito de Apoyo y Recuperación del Instituto SCARS en support.AgainstScams.org

My Scam Victim Story

I’m a 60-year-old retired teacher living in Victoria, British Columbia, and I never thought I’d lose $120,000 to a scam that started with a charming message on a dating site. I’ve always been cautious, double-checking suspicious emails and teaching my students to question unsolicited offers. But in 2021, I fell for a romance scam that drained my savings and left me questioning my trust in others and myself. The scammer was a master manipulator, posing as a perfect partner who seemed genuine, only to betray me when I was most vulnerable. Writing this feels like reopening a wound, but I’m sharing my story to warn others across Canada, hoping you can avoid the devastation I faced. The loss has reshaped my life, but by understanding how I was deceived, I’m slowly rebuilding, determined to help you stay safe.

It began during a quiet evening in Victoria, when I decided to try online dating to ease the loneliness after my divorce. I joined a popular dating site, hoping to find someone to share coffee and conversations with. A profile stood out: Andrew Walsh, a 62-year-old Canadian engineer working on a construction project in Dubai. His photo showed a handsome man with a kind smile, and his bio mentioned a love for hiking and literature. I sent a message, and he replied quickly. Your passion for teaching is inspiring, I’d love to hear more, he wrote, his words thoughtful and warm. I felt a spark, a glimmer of connection I hadn’t felt in years.

We moved our chats to email, then phone calls, where Andrew was attentive, asking about my life in Victoria, my garden, and my volunteer work at the local library. He shared stories of his own—how he’d lost his wife years ago, was raising a son, and worked on global projects. You have such a big heart, it’s rare, he said, and I felt flattered, letting myself believe I’d found someone special. He sent photos: him in a hardhat on a construction site, at a Dubai market, even with his “son” at a soccer game. Our talks grew intimate, and within a month, I was falling for him, dreaming of meeting when his project ended.

About six weeks in, Andrew’s messages took a subtle turn. He mentioned a delay in his project funding due to a client dispute. It’s just a temporary issue, he said, shrugging it off. I offered support, not suspecting a trap. Then, one night, he called, his voice heavy with worry. He said a supplier had frozen his equipment, and he needed $4,000 to release it or lose the contract. I hate asking, but you’re my lifeline, he pleaded. My heart ached for him, and though I paused, I sent the money via a bank transfer, believing I was helping someone I cared about. He thanked me, promising to repay me soon.

That was the start of a downward spiral. Over the next year, Andrew’s “crises” multiplied. He needed $10,000 for customs fees, then $15,000 for a legal settlement with a client. Each request came with documents—purchase orders, tax forms, even a contract—that looked real. This will get the project back on track, and I’ll pay you back with interest, he assured me. I dipped into my savings, then my retirement fund, convinced I was investing in our future. He spoke of visiting Victoria, exploring the Butchart Gardens together, maybe settling here. I clung to that vision, ignoring the growing dent in my finances.

The requests escalated. He claimed a banking error in Dubai required $20,000 to unlock his funds, then $25,000 for a “medical emergency” after a supposed site accident. He sent a photo of himself in a hospital bed, looking frail, which tore at my heart. I’ll be fine, but I need you now, he wrote. I sold investments, took out a loan, and even borrowed against my pension, telling myself it was temporary. By mid-2022, I’d sent $120,000, exhausting my savings and stretching my resources thin. Each payment felt like a lifeline to keep Andrew safe, to keep “us” alive.

Doubts began to surface, but Andrew was skilled at quelling them. When I asked why repayments were delayed, he’d call, his voice soft and reassuring. You’re my everything, I’ll make this right, he’d say, promising a big payout from his project. He sent a contract showing a $1.5 million deal, claiming it would cover everything. But the money never came. Instead, he asked for another $30,000 to “finalize” the project, saying it was the last step. Broke and desperate, I demanded proof he was real, asking for a video call. His reply was cold: You’ll never catch me. Then, nothing. His phone went silent, his email bounced, and his dating profile vanished.

I sat in my Victoria home, staring at my empty bank account, my hands shaking with disbelief. I’d sent $120,000 over 15 months, money meant for my retirement, my grandkids’ future, my security. The truth was crushing: Andrew wasn’t an engineer in Dubai. He was likely a scammer, possibly overseas, who’d preyed on my longing for love. I later learned the hospital photo was fake, his image stolen from a social media account. The documents, the stories, the affection—all fabricated. I felt like I’d been living in a dream, only to wake up to a shattering reality.

The shame was unbearable. I couldn’t face telling my kids, who’d always seen me as their steady guide. I’d missed red flags—the urgent requests, the secrecy, the too-perfect persona—because I wanted to believe in him. I kept it hidden for weeks, crying alone, replaying every message. The betrayal wasn’t just financial; it was deeply personal, like losing a partner who never existed. I grew wary of every email, every call, even friendly faces, fearing another deception. My confidence, built over decades of teaching and planning, crumbled, and I doubted my ability to judge anyone, haunted by my own naivety.

Eventually, I confided in my daughter, who hugged me and urged me to forgive myself. I joined an online support group, reading stories from others across Canada who’d been duped by romance scams. I thought I was alone, but I wasn’t, I realized, finding solace in shared pain. The scammer’s tactics—love-bombing, fake emergencies, forged documents—were calculated, designed to exploit trust. Knowing this eased my self-blame, though the financial loss still stings. I’m rebuilding, living frugally on my pension, and relying on my kids more than I’d hoped.

Sharing this is painful, like admitting a defeat, but it’s worth it if it saves you. In 2022, Canadians lost over $500 million to fraud, and I was one of thousands caught in the net. These scammers are experts at blending in, crafting personas that feel authentic, like imposters wearing a trusted face. If someone online moves too fast, asks for money, or pushes secrecy, step back. Verify their story, talk to loved ones, and never send funds to someone you haven’t met in person. I learned these lessons too late, but by sharing my story, I hope you can stay vigilant and protect your heart and savings from those who hide behind a mask of love.

How did this story impact you?

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Thank you!

If you need support, please join our free SCARS Institute Scam Survivor’s School Recovery Program at www.SCARSeducation.org

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PLEASE NOTE:

In the case of Scam Survivor’s Stories: The SCARS Institute displays this story to help recent scam victims. We are authorized to display this story and in this form or edition is copyright © Society of Citizens Against Relationship Scams Inc. All rights reserved. The specific survivor’s identity has been anonymized for their protection. Photos are generated and are not of the real person.

In the case of the Criminal’s Stories: The SCARS Institute presents the Criminal Stories to assist scam victims in understanding that criminals are real individuals, despite their terrible actions, and we can gain valuable insights from their experiences to prevent crime and identify these schemes as they emerge. We aim to support victims and survivors in releasing the emotions they harbor toward the criminals, fostering a path toward potential forgiveness over time.

Important Information for New Scam Victims

If you are looking for local trauma counselors, please visit counseling.AgainstScams.org

If you need to speak with someone now, you can dial 988 or find phone numbers for crisis hotlines all around the world here: www.opencounseling.com/suicide-hotlines

A Question of Trust

At the SCARS Institute, we invite you to do your own research on the topics we speak about and publish. Our team investigates the subject being discussed, especially when it comes to understanding the scam victims-survivors’ experience. You can do Google searches but in many cases, you will have to wade through scientific papers and studies. However, remember that biases and perspectives matter and influence the outcome. Regardless, we encourage you to explore these topics as thoroughly as you can for your own awareness.

SCARS Resources:

A Note About Labeling!

We often use the term ‘scam victim’ in our articles, but this is a convenience to help those searching for information in search engines like Google. It is just a convenience and has no deeper meaning. If you have come through such an experience, YOU are a Survivor! It was not your fault. You are not alone! Axios!

Statement About Victim Blaming

Some of our articles discuss various aspects of victims. This is both about better understanding victims (the science of victimology) and their behaviors and psychology. This helps us to educate victims/survivors about why these crimes happened and not to blame themselves, better develop recovery programs, and to help victims avoid scams in the future. At times, this may sound like blaming the victim, but it does not blame scam victims; we are simply explaining the hows and whys of the experience victims have.

These articles, about the Psychology of Scams or Victim Psychology – meaning that all humans have psychological or cognitive characteristics in common that can either be exploited or work against us – help us all to understand the unique challenges victims face before, during, and after scams, fraud, or cybercrimes. These sometimes talk about some of the vulnerabilities the scammers exploit. Victims rarely have control of them or are even aware of them, until something like a scam happens, and then they can learn how their mind works and how to overcome these mechanisms.

SCARS Institute articles can help victims and others understand these processes and how to help prevent them from being exploited again or to help them recover more easily by understanding their post-scam behaviors. Learn more about the Psychology of Scams at www.ScamPsychology.org and www.ScamsNOW.com


Psychology Disclaimer:

All articles about psychology and the human brain on SCARS Institute websites are for information & education only

The information provided in SCARS Institute articles is intended for educational and self-help purposes only and should not be construed as a substitute for professional therapy or counseling.

Note about Mindfulness: Mindfulness practices have the potential to create psychological distress for some individuals. Please consult a mental health professional or experienced meditation instructor for guidance should you encounter difficulties.

While any self-help techniques outlined herein may be beneficial for scam victims seeking to recover from their experience and move towards recovery, it is important to consult with a qualified mental health professional before initiating any course of action. Each individual’s experience and needs are unique, and what works for one person may not be suitable for another.

Additionally, any approach may not be appropriate for individuals with certain pre-existing mental health conditions or trauma histories. It is advisable to seek guidance from a licensed therapist or counselor who can provide personalized support, guidance, and treatment tailored to your specific needs.

If you are experiencing significant distress or emotional difficulties related to a scam or other traumatic event, please consult your doctor or mental health provider for appropriate care and support.

If you are in crisis, feeling desperate, or in despair, please call 988 or your local crisis hotline.

One Comment

  1. Scam Survivor Stories from SCARS Institute
    Maria June 11, 2025 at 8:41 pm - Reply

    Thanks for sharing your story. It could have been painful writting it but it helps raise awareness about scams.

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