Remember
- It was not your fault!
- You are a survivor!
- You are stronger than you know!
- You are not alone!
- Axios! You are worthy!
- Vera! It’s all true!
To get help, please visit ScamVictimsSupport.org and sign up for the SCARS Institute Support & Recovery Program at support.AgainstScams.org
ADVERTENCIA: LA HISTORIA DE ESTA VÍCTIMA/SOBREVIVIENTE DE ESTAFA PUEDE SER INSENSIBLE PARA ALGUNAS PERSONAS. SE RECOMIENDA DISCRECIÓN.
Si necesita ayuda, únase a nuestro Programa gratuito de Apoyo y Recuperación del Instituto SCARS en support.AgainstScams.org
My Scam Story
I was involved in a romance scam, but I wasn’t just being scammed by one person. It was either four different individuals—or possibly one person pretending to be all of them. I’ll never know for sure. But what I do know is that this experience changed my life in ways I never expected.
It all began in April of last year. I received a friend request from someone claiming to be in the U.K. Navy. Normally, I don’t accept requests from people I don’t know. But at the time, I was feeling especially lonely and depressed. I hadn’t been in a relationship for 13 years, and I thought, “He’s so far away—he can’t hurt me.”
How wrong I was.
We started chatting daily—sometimes at odd hours, since he said he was working in Syria, Afghanistan, and Nigeria. He told me he had lost his wife and son in a tragic accident and that he had a grandson living in Michigan with a carer. I asked him if he had a phone, and he said he was using his friend’s computer. Then he asked if I could send him one.
I happened to have a new phone I wasn’t using. He asked if he could have it. In May, he told me his grandson was sick and needed medical help. He asked me for money to help cover the hospital bills. Then it was his grandson’s birthday, and they wanted money to throw him a party.
I sent the phone to an address in Michigan, along with an iPad as a birthday gift. After that, he began asking for iTunes cards “for his computer.” He never received the phone, supposedly because the shipping cost was too high. It ended up staying with his grandson.
In June, he asked me to send another phone—this time to his “agent” in Nigeria. I bought a Samsung A8 on finance and sent it. I’m still paying that phone off. Then he said his grandson had broken his arm and needed more medical treatment. I sent $2,300 AUD for hospital expenses.
In July, he told me he was finally going to come visit me in Australia. But then he said he didn’t have enough money for airfare. I sent him the money. Then he asked for more—to buy some nice clothes. I sent that too. He told me he had booked his flight and was planning to visit in August.
But then another crisis.
He got sick. He said he was in the hospital and needed money for an operation, then for medication, and then for airfare to get back to Syria from Nigeria. Once again, I sent him the money. He always said he’d pay me back. He made promise after promise. He told me he was about to retire.
In August, he said he was on his way to see me. But when he arrived in Singapore, he said he wasn’t allowed to board his connecting flight to Australia. He claimed he was going to be deported back to Syria. I was heartbroken. I had been ready to meet this person, to start a new life—and it didn’t happen.
He said he was just as upset as I was. I told him to go back to the travel agent and demand a refund, but he claimed the agency had closed down and stolen the money.
Then his phone broke.
He said without a new one, we wouldn’t be able to talk anymore. He said he would miss me terribly. And honestly, I felt the same. So I bought him another phone—an iPhone this time—and sent it to him. I’m now paying off two phones I don’t have, but a scammer does.
In October, he asked for money to “process his retirement” and obtain certificates he needed. He said that without them, he wouldn’t be able to officially retire. I sent the money.
By then, we had exchanged countless messages of love. We had talked about life together, building a future. Then came more requests: the carer couldn’t afford to send his grandson to school—could I help pay the school fees? I did. Then his friend asked for money. Then the carer. Even the grandson.
In November, he said he was finally getting paid from his work. But he didn’t have a bank account to receive the money. He asked to use mine. I gave him my bank details. He deposited $70,000 into my account. I asked if he could now repay what he owed me. He said yes—with his next payment.
He then asked me to transfer money to his friends—people he said he owed money to. He provided their bank account details, and I sent the money. Not long after that, my bank contacted me.
They told me I was involved in money laundering and fraud. I had to go into the branch immediately. They told me to cease all communication with the people I’d been talking to.
I was terrified. I sent the scammers a message, telling them what had happened. All they said was, “Keep calm—it will be okay.” They still denied being scammers.
I didn’t know what to do. I panicked. I deleted everything—every message, every photo, every bit of information I had. I was so scared, I didn’t think about how important that evidence was. I thought, “How stupid could I be?” I had erased the very things that could have helped me.
I went to the bank. I was a mess—emotional, afraid, overwhelmed. I couldn’t talk to my family about any of it. I kept it all to myself. I felt completely alone.
I cut off all communication.
Then I got a message saying the man I loved had a heart attack and couldn’t talk to me anymore. I sank into a dark place. I didn’t want to be here. I didn’t want to face the consequences. I didn’t want to face the shame. I felt completely alone.
In January, I received an email from a hospital in Nigeria. I didn’t reply. Then I got a phone call at 2 a.m. I didn’t answer. When I checked the number the next morning, I saw it was a WhatsApp call. I messaged, “Who is this?” They said they were calling from the hospital.
I played along for a bit—but eventually I told them it was all lies.
I have since reported everything—to ACC, ACORN, and the police. I’m in a better place now. I got medical help to deal with the emotional fallout. But I still think about it. I still struggle with what I’ve done—and with how much money I lost. Financially, it’s been hard ever since.
I was living on hope. I thought he would pay me back. I believed in a future that never existed.
There’s more to this story. It would take a long time to write it all. But I wanted to share this part.
If you’re reading this, and you’ve been through something similar, you are not alone. I’m still healing. But I’m still here.
And that counts for something.
SCARS Institute Notes:
-/ 30 /-
Thank You to this Scam Survivor for Their Story!
Please Share YOUR Story Here!
We Will Anonymize Your Story to Help Shield Your Identity!
PLEASE NOTE: The SCARS Institute displays this story to help recent scam victims. We are authorized to display this story and in this form or edition is copyright © Society of Citizens Against Relationship Scams Inc. All rights reserved. The specific survivor’s identity has been anonymized for their protection. Photos are generated and are not of the real person.
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Important Information for New Scam Victims
- Please visit www.ScamVictimsSupport.org – a SCARS Website for New Scam Victims & Sextortion Victims
- SCARS Institute now offers a free recovery program at www.SCARSeducation.org
- Please visit www.ScamPsychology.org – to more fully understand the psychological concepts involved in scams and scam victim recovery
If you are looking for local trauma counselors, please visit counseling.AgainstScams.org
If you need to speak with someone now, you can dial 988 or find phone numbers for crisis hotlines all around the world here: www.opencounseling.com/suicide-hotlines
A Question of Trust
At the SCARS Institute, we invite you to do your own research on the topics we speak about and publish. Our team investigates the subject being discussed, especially when it comes to understanding the scam victims-survivors’ experience. You can do Google searches but in many cases, you will have to wade through scientific papers and studies. However, remember that biases and perspectives matter and influence the outcome. Regardless, we encourage you to explore these topics as thoroughly as you can for your own awareness.
Recent Reader Comments
on My Scam Victim-Survivor Story – 2025 #68 – Romance Scam – USA: “Each of these stories are exactly like mine. They bring up every single emotion inside of me.” Apr 29, 08:08
on My Scam Victim-Survivor Story – 2025 #63 – Romance Scam – Australia: “So helpful. Same story of the crime done to me just different countries.” Apr 29, 07:51
on My Scam Victim-Survivor Story – 2025 #69 – Celebrity Romance Scam – South Korea: “Thank you for telling your story. It was not your fault. You are a survivor and know that you are…” Apr 27, 05:08
on My Scam Victim-Survivor Story – 2025 #68 – Romance Scam – USA: “The sad story of us all.” Apr 26, 19:13
on My Scam Victim-Survivor Story – 2025 #66 – Travel/Holiday/Vacation Scam – UK: “I can completely relate to the shame and distress felt by this person. The feelings of betrayal are overwhelming and…” Apr 25, 18:59
on My Scam Victim-Survivor Story – 2025 #63 – Romance Scam – Australia: “My scam also began with accepting a fiend request on Facebook.My scammer was also a single father, lived in the…” Apr 25, 12:55
on My Scam Victim-Survivor Story – 2025 #60 – Romance Scam – UK: “You will recover, but it takes time and your commitment. It’s a difficult long road so it’s important to walk…” Apr 25, 10:52
on My Scam Victim-Survivor Story – 2025 #63 – Romance Scam – Australia: “I am so sorry you had to experience so much pain. Your story touched me deeply because I share a…” Apr 25, 08:54
on My Scam Victim-Survivor Story – 2025 #56 – A Local Con Job/Fraud/Scam – USA: “Thank you for telling your story. You did the right thing in stopping this person. Don’t blame yourself.” Apr 23, 22:03
on My Scam Victim-Survivor Story – 2025 #62 – Government Impersonation Scam/Banking Scam/Phone Scam: “I feel so bad for this woman. But I totally understand and I truly hope that she is learning and…” Apr 23, 12:17
Important Information for New Scam Victims
- Please visit www.ScamVictimsSupport.org – a SCARS Website for New Scam Victims & Sextortion Victims
- SCARS Institute now offers a free recovery program at www.SCARSeducation.org
- Please visit www.ScamPsychology.org – to more fully understand the psychological concepts involved in scams and scam victim recovery
If you are looking for local trauma counselors please visit counseling.AgainstScams.org or join SCARS for our counseling/therapy benefit: membership.AgainstScams.org
If you need to speak with someone now, you can dial 988 or find phone numbers for crisis hotlines all around the world here: www.opencounseling.com/suicide-hotlines
SCARS Resources:
- Getting Started For New Victims of Relationship Scams: ScamVictimsSupport.org
- FREE enrollment in the SCARS Institute training programs for scam victims SCARSeducation.org
- Subscribe to SCARS Newsletter newsletter.againstscams.org
- Sign up for SCARS professional support & recovery groups, visit support.AgainstScams.org
- Find competent trauma counselors or therapists, visit counseling.AgainstScams.org
- Report each and every crime, learn how to at reporting.AgainstScams.org
- Learn more about Scams & Scammers at RomanceScamsNOW.com and ScamsNOW.com
- Learn more about the Psychology of Scams and Scam Victims: ScamPsychology.org
- For Scam Victims Advocates: www.ScamVictimsAdvocates.org
- Self-Help Books for Scam Victims are at shop.AgainstScams.org
- Worldwide Crisis Hotlines: International Suicide Hotlines – OpenCounseling : OpenCounseling
- Campaign To End Scam Victim Blaming – 2024 (scamsnow.com)
A Note About Labeling!
We often use the term ‘scam victim’ in our articles, but this is a convenience to help those searching for information in search engines like Google. It is just a convenience and has no deeper meaning. If you have come through such an experience, YOU are a Survivor! It was not your fault. You are not alone! Axios!
Psychology Disclaimer:
All articles about psychology and the human brain on this website are for information & education only
The information provided in this and other SCARS articles are intended for educational and self-help purposes only and should not be construed as a substitute for professional therapy or counseling.
Note about Mindfulness: Mindfulness practices have the potential to create psychological distress for some individuals. Please consult a mental health professional or experienced meditation instructor for guidance should you encounter difficulties.
While any self-help techniques outlined herein may be beneficial for scam victims seeking to recover from their experience and move towards recovery, it is important to consult with a qualified mental health professional before initiating any course of action. Each individual’s experience and needs are unique, and what works for one person may not be suitable for another.
Additionally, any approach may not be appropriate for individuals with certain pre-existing mental health conditions or trauma histories. It is advisable to seek guidance from a licensed therapist or counselor who can provide personalized support, guidance, and treatment tailored to your specific needs.
If you are experiencing significant distress or emotional difficulties related to a scam or other traumatic event, please consult your doctor or mental health provider for appropriate care and support.
If you are in crisis, feeling desperate, or in despair please call 988 or your local crisis hotline.
Statement About Victim Blaming
Some of our articles discuss various aspects of victims. This is both about better understanding victims (the science of victimology) and their behaviors and psychology. This helps us to educate victims/survivors about why these crimes happened and to not blame themselves, better develop recovery programs, and to help victims avoid scams in the future. At times this may sound like blaming the victim, but it does not blame scam victims, we are simply explaining the hows and whys of the experience victims have.
These articles, about the Psychology of Scams or Victim Psychology – meaning that all humans have psychological or cognitive characteristics in common that can either be exploited or work against us – help us all to understand the unique challenges victims face before, during, and after scams, fraud, or cybercrimes. These sometimes talk about some of the vulnerabilities the scammers exploit. Victims rarely have control of them or are even aware of them, until something like a scam happens and then they can learn how their mind works and how to overcome these mechanisms.
Articles like these help victims and others understand these processes and how to help prevent them from being exploited again or to help them recover more easily by understanding their post-scam behaviors. Learn more about the Psychology of Scams at www.ScamPsychology.org
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