Remember
- It was not your fault!
- You are a survivor!
- You are stronger than you know!
- You are not alone!
- Axios! You are worthy!
- Vera! It’s all true!
To get help, please visit ScamVictimsSupport.org and sign up for the SCARS Institute Support & Recovery Program at support.AgainstScams.org
ADVERTENCIA: LA HISTORIA DE ESTA VÍCTIMA/SOBREVIVIENTE DE ESTAFA PUEDE SER INSENSIBLE PARA ALGUNAS PERSONAS. SE RECOMIENDA DISCRECIÓN.
Si necesita ayuda, únase a nuestro Programa gratuito de Apoyo y Recuperación del Instituto SCARS en support.AgainstScams.org
My Scam Story
I’ve decided to finally share my story. SCARS has encouraged us to tell what happened, and I’m hoping that by doing this, I can begin to work through the heavy weight of shame, self-blame, and sadness I’ve been carrying. Maybe writing it down will help stop the negative thoughts looping in my head—the regret, the disbelief, the self-hate that comes from feeling so vulnerable and used.
I don’t know if I’ll ever fully accept what happened to me. I’m not sure I’ll ever feel whole again. Right now, I find it hard to feel gratitude for anything. I know we’re told to look for something positive, something to hold onto—but the truth is, nothing feels real or safe at the moment. Gratitude only means something when it feels honest. Right now, I don’t feel it. I only feel broken.
Before this happened, I was never someone who cared much for Facebook. I didn’t like it. I found it fake and uncertain, and I didn’t trust the way it exposed people’s lives to the world. I mostly used it to respond to people I already knew. I never sent friend requests. I never accepted requests from strangers. I kept to myself. I guess you could say I was a novice—naïve, even—about how all of this worked.
I’ve always loved dogs, especially dachshunds, and I followed a number of dog-related Facebook groups. On June 19, I got a friend request through one of these groups. The man’s profile showed him as extremely attractive, charming, and put-together. And beyond that—if I’m being completely honest—I don’t know what possessed me to accept. It was completely out of character for me. But I did. And unfortunately, that’s when evil came knocking on my door.
His name was “David.” Or at least, that’s what he called himself.
He messaged me, and before long, he had me under what I can only describe as a spell. He pulled me into what I now call his “love cloud.” It felt beautiful and comforting and powerful. I believed I had met my soulmate. He was kind, attentive, romantic, and he seemed to know exactly what to say to make me feel seen and adored. He created an emotional reality that was so vivid, I didn’t see the scam forming behind it.
He told me he was a government contractor, working as an oil rig welder. He had just started a new job in Malta, and his Wi-Fi wasn’t working well. He asked me for a favor: to log into his online banking account and make a payment on his behalf to someone working with him in Malta. He gave me login details for what appeared to be a real account at a Bank in California. The information worked. I accessed the account, made the payment, and saw with my own eyes that it supposedly held $8 million.
He asked me to make another payment. That one also went through. It seemed harmless—I thought I was helping the man I was falling in love with. I had no reason to question anything. But then the third payment failed. According to him, the bank had frozen his account due to multiple login attempts from different IP addresses. He told me he wouldn’t be able to access it again until he returned to the U.S. and went to the bank in person. I believed him. Why wouldn’t I? I’d seen the money.
That’s when the manipulation escalated.
He sent me a photo of an injured hand. He said he got into a fight on the rig, had to go to the hospital, and now couldn’t pay the bill. If he didn’t pay, he said, he would be in danger. There was always drama—always another reason I had to help him. And I did. Again and again.
Looking back, I see now that I was brainwashed. I was in a mental fog, completely detached from reality. I was in love with a fantasy—a fake dream created by a criminal who knew exactly how to manipulate me.
I lost $200,000. My entire retirement. I spent hours and days at Bitcoin machines, sending everything I had to someone I had never even met. At the same time, he was building the fantasy even further. He encouraged me to start looking at houses. He talked about vacations. He talked about our future. He mailed me what looked like an $8 million check—payment for the Malta job—via UPS. It looked real. He told me to hold onto it until we met. That was the hook that kept me believing he was rich, that our happy ending was just around the corner.
But it never came.
He kept asking for more. And eventually, he made it clear that he expected me to return to work just so I could keep sending him money. That was the moment the dream started to crack. I was scared. Deep down, I finally admitted what I didn’t want to see. I had been conned. I had been scammed. I had been used.
He called me again, and when I finally heard his voice—a thick foreign accent that didn’t match anything he had claimed—I screamed. I told him he was a criminal. I told him he had destroyed me. And I never answered another call or message after that.
Since then, I’ve been grieving—not just the money, but the love I thought I had. I grieve a life and future that I now know was never real. It’s a cruel kind of pain. A betrayal that leaves you questioning everything about yourself.
I’ve had to accept that the money is gone. I’ll never get it back. I’ve had to accept that I have to return to work and rebuild my financial security from the ground up. I did this because I was lonely, because I was isolated, because I was vulnerable. Being alone is hard. It makes you do things you never imagined.
But maybe—just maybe—my story will help someone else. Maybe someone will read this and recognize the red flags earlier. Maybe they’ll pull away before they lose what I did.
If this happened to you, please know you’re not alone. You’re not stupid. You’re not weak. You were targeted by someone who knew how to find and exploit your kindness, your hope, and your heart.
I’m still here. I’m still standing. And slowly, I’m trying to forgive myself.
This is my story. And I share it in the hope that it protects someone else from living it.
SCARS Institute Notes:
-/ 30 /-
Thank You to this Scam Survivor for Their Story!
Please Share YOUR Story Here!
We Will Anonymize Your Story to Help Shield Your Identity!
PLEASE NOTE: The SCARS Institute displays this story to help recent scam victims. We are authorized to display this story and in this form or edition is copyright © Society of Citizens Against Relationship Scams Inc. All rights reserved. The specific survivor’s identity has been anonymized for their protection. Photos are generated and are not of the real person.
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Important Information for New Scam Victims
- Please visit www.ScamVictimsSupport.org – a SCARS Website for New Scam Victims & Sextortion Victims
- SCARS Institute now offers a free recovery program at www.SCARSeducation.org
- Please visit www.ScamPsychology.org – to more fully understand the psychological concepts involved in scams and scam victim recovery
If you are looking for local trauma counselors, please visit counseling.AgainstScams.org
If you need to speak with someone now, you can dial 988 or find phone numbers for crisis hotlines all around the world here: www.opencounseling.com/suicide-hotlines
A Question of Trust
At the SCARS Institute, we invite you to do your own research on the topics we speak about and publish. Our team investigates the subject being discussed, especially when it comes to understanding the scam victims-survivors’ experience. You can do Google searches but in many cases, you will have to wade through scientific papers and studies. However, remember that biases and perspectives matter and influence the outcome. Regardless, we encourage you to explore these topics as thoroughly as you can for your own awareness.
Recent Reader Comments
on My Scam Victim-Survivor Story – 2025 #68 – Romance Scam – USA: “Each of these stories are exactly like mine. They bring up every single emotion inside of me.” Apr 29, 08:08
on My Scam Victim-Survivor Story – 2025 #63 – Romance Scam – Australia: “So helpful. Same story of the crime done to me just different countries.” Apr 29, 07:51
on My Scam Victim-Survivor Story – 2025 #69 – Celebrity Romance Scam – South Korea: “Thank you for telling your story. It was not your fault. You are a survivor and know that you are…” Apr 27, 05:08
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on My Scam Victim-Survivor Story – 2025 #66 – Travel/Holiday/Vacation Scam – UK: “I can completely relate to the shame and distress felt by this person. The feelings of betrayal are overwhelming and…” Apr 25, 18:59
on My Scam Victim-Survivor Story – 2025 #63 – Romance Scam – Australia: “My scam also began with accepting a fiend request on Facebook.My scammer was also a single father, lived in the…” Apr 25, 12:55
on My Scam Victim-Survivor Story – 2025 #60 – Romance Scam – UK: “You will recover, but it takes time and your commitment. It’s a difficult long road so it’s important to walk…” Apr 25, 10:52
on My Scam Victim-Survivor Story – 2025 #63 – Romance Scam – Australia: “I am so sorry you had to experience so much pain. Your story touched me deeply because I share a…” Apr 25, 08:54
on My Scam Victim-Survivor Story – 2025 #56 – A Local Con Job/Fraud/Scam – USA: “Thank you for telling your story. You did the right thing in stopping this person. Don’t blame yourself.” Apr 23, 22:03
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Important Information for New Scam Victims
- Please visit www.ScamVictimsSupport.org – a SCARS Website for New Scam Victims & Sextortion Victims
- SCARS Institute now offers a free recovery program at www.SCARSeducation.org
- Please visit www.ScamPsychology.org – to more fully understand the psychological concepts involved in scams and scam victim recovery
If you are looking for local trauma counselors please visit counseling.AgainstScams.org or join SCARS for our counseling/therapy benefit: membership.AgainstScams.org
If you need to speak with someone now, you can dial 988 or find phone numbers for crisis hotlines all around the world here: www.opencounseling.com/suicide-hotlines
SCARS Resources:
- Getting Started For New Victims of Relationship Scams: ScamVictimsSupport.org
- FREE enrollment in the SCARS Institute training programs for scam victims SCARSeducation.org
- Subscribe to SCARS Newsletter newsletter.againstscams.org
- Sign up for SCARS professional support & recovery groups, visit support.AgainstScams.org
- Find competent trauma counselors or therapists, visit counseling.AgainstScams.org
- Report each and every crime, learn how to at reporting.AgainstScams.org
- Learn more about Scams & Scammers at RomanceScamsNOW.com and ScamsNOW.com
- Learn more about the Psychology of Scams and Scam Victims: ScamPsychology.org
- For Scam Victims Advocates: www.ScamVictimsAdvocates.org
- Self-Help Books for Scam Victims are at shop.AgainstScams.org
- Worldwide Crisis Hotlines: International Suicide Hotlines – OpenCounseling : OpenCounseling
- Campaign To End Scam Victim Blaming – 2024 (scamsnow.com)
A Note About Labeling!
We often use the term ‘scam victim’ in our articles, but this is a convenience to help those searching for information in search engines like Google. It is just a convenience and has no deeper meaning. If you have come through such an experience, YOU are a Survivor! It was not your fault. You are not alone! Axios!
Psychology Disclaimer:
All articles about psychology and the human brain on this website are for information & education only
The information provided in this and other SCARS articles are intended for educational and self-help purposes only and should not be construed as a substitute for professional therapy or counseling.
Note about Mindfulness: Mindfulness practices have the potential to create psychological distress for some individuals. Please consult a mental health professional or experienced meditation instructor for guidance should you encounter difficulties.
While any self-help techniques outlined herein may be beneficial for scam victims seeking to recover from their experience and move towards recovery, it is important to consult with a qualified mental health professional before initiating any course of action. Each individual’s experience and needs are unique, and what works for one person may not be suitable for another.
Additionally, any approach may not be appropriate for individuals with certain pre-existing mental health conditions or trauma histories. It is advisable to seek guidance from a licensed therapist or counselor who can provide personalized support, guidance, and treatment tailored to your specific needs.
If you are experiencing significant distress or emotional difficulties related to a scam or other traumatic event, please consult your doctor or mental health provider for appropriate care and support.
If you are in crisis, feeling desperate, or in despair please call 988 or your local crisis hotline.
Statement About Victim Blaming
Some of our articles discuss various aspects of victims. This is both about better understanding victims (the science of victimology) and their behaviors and psychology. This helps us to educate victims/survivors about why these crimes happened and to not blame themselves, better develop recovery programs, and to help victims avoid scams in the future. At times this may sound like blaming the victim, but it does not blame scam victims, we are simply explaining the hows and whys of the experience victims have.
These articles, about the Psychology of Scams or Victim Psychology – meaning that all humans have psychological or cognitive characteristics in common that can either be exploited or work against us – help us all to understand the unique challenges victims face before, during, and after scams, fraud, or cybercrimes. These sometimes talk about some of the vulnerabilities the scammers exploit. Victims rarely have control of them or are even aware of them, until something like a scam happens and then they can learn how their mind works and how to overcome these mechanisms.
Articles like these help victims and others understand these processes and how to help prevent them from being exploited again or to help them recover more easily by understanding their post-scam behaviors. Learn more about the Psychology of Scams at www.ScamPsychology.org
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